Paying with a Foreign Card: Currency, Fees and Your Bank
Updated 3 min read
Paying for anything abroad with a card that isn't in the local currency comes with a small tangle of questions most travellers have learned to be wary of — will I be charged in my own currency or in kronor, will my bank add a fee, will the exchange rate be a fair one. It's worth untangling before you check out on a booking, not after.
Here's what actually happens when you pay for a Förare transfer with a foreign card, and which parts of that are in our control and which are your bank's.
On this page
The price is set in Swedish kronor
Every Förare price is set and shown in SEK — that's the currency the trip is priced and charged in, regardless of where your card was issued. The fixed price you see before you pay is that SEK amount, and it's what gets sent to your card issuer for authorisation.
Dynamic currency conversion at checkout
Some card processors offer to show and charge you in your home currency instead of SEK at the point of payment — this is called dynamic currency conversion, and where it's offered, it's a choice your card network or bank presents, not something we set. If you're offered it, it's generally worth choosing to be charged in SEK and letting your own bank handle the conversion, since bank-set exchange rates are usually more competitive than the rate offered at the point of sale.
Fees that are your bank's, not ours
Whether your card charges a foreign transaction fee, and what exchange rate it applies, depends entirely on your card issuer's own terms — that's between you and your bank, and it's worth checking before you travel if it matters to you. We don't add any fee for paying by card on our end, and the SEK price you're charged is exactly the fixed price shown before you paid.
What to check before you travel
If currency fees matter to you, the useful thing to check is your own card's terms before you fly, not anything about the booking itself — whether it charges a foreign transaction fee, and whether your bank offers a genuinely competitive exchange rate. That's information only your bank can give you, and it applies to any purchase you make in Sweden, not just a transfer booking.
What every Förare booking includes
The fixed price you see before booking is the price on your receipt — 6% VAT included, whole car, not per person.
- Flight tracked — pickup follows your live arrival
- 45 minutes free waiting, from your driver's confirmed arrival
- No terminal fee
- No surge pricing, ever
- Free cancellation up to 12 hours
Questions people ask before booking
What currency is a Förare booking priced and charged in?
Swedish kronor (SEK) — that's the currency the fixed price is set in and what's sent to your card for payment, regardless of where the card was issued.
Will I be charged in my home currency instead of SEK?
Only if your card processor offers dynamic currency conversion at checkout and you choose it. Otherwise the charge goes through in SEK and your own bank handles the conversion.
Should I choose to pay in my home currency or in SEK?
Generally SEK — letting your own bank convert the amount usually gets a more competitive exchange rate than the one offered at the point of sale.
Does Förare add a foreign card fee?
No, we don't charge any fee for paying by card. Any foreign transaction fee comes from your own card issuer's terms, not from us.
Will the SEK amount I'm charged match the price I saw when booking?
Yes — the fixed price shown before you pay is the exact SEK amount charged. Any currency conversion happens on your bank's side of the transaction, after that.
Is it worth checking my bank's terms before I travel?
Yes — foreign transaction fees and exchange rates vary by card issuer, and that's worth knowing before any purchase you make in Sweden, this booking included.
Book your Arlanda pickup
Enter the address and you will see the price for the whole car before anything is paid. No account needed.
- One fixed price for the whole car, 6% VAT included, shown before you pay.
- We follow the live arrival and move the pickup to the actual landing time.
- Cancel free of charge more than 12 hours before pickup, refunded in full.
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